About us: we make store credit clear for both sides.
Plataly is a Colombian tool to keep the store credit and installment sales of neighborhood businesses in writing, with a receipt for every payment.
Why does Plataly exist?
In Colombian neighborhoods, selling on credit is part of everyday life. The corner store writes the week’s groceries in a notebook, the phone shop sells in installments and the hair salon lets a client pay on Friday. It works because there is trust, but the account lives on paper that only one side sees.
When the notebook gets wet, gets lost or does not match what the customer remembers, trust suffers. Plataly was born in Medellín so that store credit and installment sales are written down and clear for both: the business knows how much it still has to receive and the customer knows what they accepted, how much they have paid and when the next installment is due.
Plataly is a service of Skyzer S.A.S. Our mission is that every installment sale and every store credit purchase is clear and fair for both sides, without lending money or touching anyone’s money. We are starting in Colombia; other countries will come later.
For neighborhood businesses that sell on credit or in installments
Corner stores, phone shops, clothing, furniture and appliance stores, hair salons, hardware stores and pharmacies. Open to every business owner, with a Colombian ID, foreigner ID, PPT or passport.
- Corner stores
- Phones
- Clothing and shoes
- Furniture and appliances
- Hair salons
- Hardware stores
- Pharmacies
What we believe
Three ideas guide every product decision.
Store credit works when both know what was agreed
That is why every sale is in writing and the customer accepts it with a code before starting to pay.
What is paid is seen
Every payment leaves a receipt for the customer and a clear line in the business’s books. That ends arguments over amounts.
The money belongs to the business
Plataly does not lend, does not receive payments and charges customers nothing. We live off the plan the business pays.
How do we work?
Rules that do not change with the plan you choose. They are in our terms and in the data processing policy.
- Plataly does not lend money or receive the money from sales: customers pay the business directly
- No charge tied to a sale reaches the customer: no late interest and no surcharges
- No defaulter lists: a business never sees what the customer has with another
- Nationality, document type and neighborhood never count for points or limits
- Reminders arrive within permitted hours and respectfully, never in collection-agency language
- Sign up with a Colombian ID, foreigner ID, PPT or passport
- Clear prices, taxes included and no lock-in
Who runs Plataly?
Plataly is a service of Skyzer S.A.S., a Colombian company from Medellín. We are starting with a small group of businesses in the city and will open others based on the waitlist.
Company details
- Legal name
- Skyzer S.A.S.
- Tax ID (NIT)
- 901.529.706-1
- Address for notices
- Calle 30A # 78-42, Medellín, Antioquia
- Support email
- soporte@plataly.com
- Personal data email
- datos@plataly.com
- +1 555 851 8296
Questions about Plataly
Is Plataly a bank or a lending fintech?
No. Plataly is a tool to keep the books. It does not lend, does not approve credit and does not receive the money from sales.
Who is behind Plataly?
Skyzer S.A.S., a Colombian company based in Medellín, tax ID (NIT) 901.529.706-1.
How does Plataly make money?
With the plan the business pays. Never with interest or charges to the business’s customers.
In which cities and countries does it work?
We are starting in Medellín, Colombia, with a small group of businesses. We will open other cities based on the waitlist. Other countries show as “soon” and are announced before opening.
Do you sell on credit or in installments?
Join the waitlist and start for free when we open.